Whether you are a traveler the world or just want a little weekend away, credit cards, travel can get you there. They are perfect for anyone who wants to win flights and hotel stays free just to make the same purchases they would anyway. Basically, you earn rewards - usually in the form of points or miles - which can then be redeemed against a variety of travel options. The problem is that some of these cards you will earn rewards for specific programs frequent travel as a single airline or hotel chain, which can be a problem if you want more flexibility in how you spend your rewards. That's why we like Chase Sapphire Preferred, offering you the flexibility to redeem your points as a statement credit transfer at a rate of 1: 1 to another rewards program, or to obtain a 20% discount when you use to book travel through the Chase ultimate rewards program. We took a look more in depth about this travel map to determine both the earning potential and value of points earned. Our results are detailed below.
Highlights
favorite Chase Sapphire begins with 50,000 bonus points after you spend $ 4,000 in the first 3 months - equal to $ 500 returned (via a credit instruction to Travel) . Or you could take these 50,000 points and transfer them to the Hyatt Gold Passport program, our analysis values of the travel rewards program to $ 850 for hotel stays at Hyatt Hotels. Or you can even use these 50,000 points on the online portal Travel Chase (Chase Ultimate Rewards) and share against $ 625 in travel. The point being that these rewards are incredibly flexible, allowing you a lot of freedom in how you use them. And although spending $ 4000 may seem a lot, the average person spends about that much or more just to make regular purchases during 3 months.
In addition to the bonus of 50,000, ongoing rewards are pretty great, too. You will gain 2x miles for every $ 1 spent on travel and dining in restaurants and 1x mile per $ 1 on all other purchases. These are the type of rewards frequent traveler can really use, like you're out of town, you are probably eating out and you are definitely booking travel.
The real beauty of the Chase Sapphire Preferred is that allows you free 1: 1 transfer your points earned participate frequent travel programs. This is a real coup, giving you tons of flexibility in how you can use your miles will limit you to an airline or a mansion. You can move your points earned in one or more frequent travel programs. For example, if you have 10,000 points saved, you can move 2500 to 7500 and a program to another. Or you can move all 10,000 points in a single program - your choice! And it's all free. Note that you need a minimum of 1000 points for transfer and you can transfer it to accounts belonging to you or your family / spouse partner, but it is very reasonable guidelines. Frequent travel program participant 1 free: transfer 1 point include:
| Airline | Hotel |
| Rewards Southwest Airlines Rapid United MileagePlus Virgin Atlantic Flying club British Airways Executive club Korean Air SKYPASS Singapore Airlines KrisFlyer | Hyatt Gold Passport The Ritz-Carlton rewards Marriott rewards IHG rewards club |
If you choose not to move your miles for one of these programs, you can reap the benefits of using Chase ultimate rewards to book your travel 20% off . This means you only need 50,000 points to book flights at $ 625 (a point value of 1.25 percent) if using Rewards Chase Ultimate. It allows you to redeem points against flights, hotels, car hire or travel experiences. You can also use your points to make Amazon.com purchases. Or you can choose to redeem a credit instruction in an exchange of 1 point to 1 percent (instead of using Ultimate Rewards Chase for a point value = 1.25 cents 1).
If you or your spouse / domestic partner happens to have other Chase credit cards that earn points that you can use with the ultimate Chase rewards like Chase Freedom or business card liquid ink, you can move these points to Chase Sapphire preferred (free!) to take advantage of travel savings 20% card offers (the other cards do not provide this reduction). So if you transfer your points to Chase Sapphire Preferred and pass them on via Travel Rewards Ultimate Chase, they will be worth 20% more. It might even make sense to apply for the Chase Freedom only for its 5% return in some categories, so you can earn 5x for every $ 1 you spend and then transfer these points to Rewards Ultimate Chase for more gains .
A quick overview of your point is worth, depending on how you choose to spend, is shown below.
| Type reward | Point Value |
| credit Declaration | 1 cent |
| travel booking via Rewards Ultimate | 1.25 cents |
| 1: 1 transfer point to other programs | 1+ cents (depends on the program you transfer) |
Chase Sapphire preferred also provides the features you want from a good travel card - no foreign transaction fees by shopping outside the United States and smart card . Do not pay additional transaction fees on international purchases (which are typically about 3% of the purchase price) can save you a good amount of money when you are abroad.
Finally, Sapphire Preferred certainly measure in the "cool" factor. It is one of the few cards on the market that is metal instead of plastic, which makes it really stand out from the crowd.
Things to consider
If you are opposed to paying an annual fee, $ 95 preferred Chase Sapphire fee (waived the first year) could put you off. We believe that it is worth it, especially if you travel a lot, but if you prefer a travel card with no annual fee consider BankAmericard Travel Rewards Credit Card. You will receive 1.5x miles for every $ 1 spent on every purchase, and BofA customers with a savings account or obtain a continuous 10% bonus on every purchase.
Although Chase Sapphire Preferred, you can redeem your points against a declaration of credit, if you are in the market for a cash back card simply have a look of a cash Citi Double - 18 months BT offers. You will earn 1% on all purchases, plus another 1% cash back when you pay for purchases with a workforce of 2% cash back on everything you buy.
If you have good credit (rather than the excellent Chase Sapphire credit required) and prefer a travel card which allows you to redeem your miles as a statement credit against travel you paid for, the Capital One Venture Rewards Card is right up your alley. It is our top rated travel map, with a bonus of 40,000 points equal to $ 400 in travel, 2x miles on every purchase and no foreign transaction fee. This map really gives you the opportunity to stay where you want to fly and how you want, without blackout dates and miles that do not expire.
If you apply for Chase Sapphire Preferred?
If you are in the market for excellent travel card that gives you both the opportunity to use your miles and how you want the ability to save 20% on travel, Chase Sapphire Preferred is a excellent choice. You will also reap the benefits of free 1: 1 transfer to other frequent travel programs without foreign transaction fees, and strengthening security with the chip technology. If you're not big on paying an annual fee (although it closed the first year), consider the options we mention above. Overall, we highly recommend Chase Sapphire because it offers a lot of value, and the ability to spend your winnings reward where and how you want. You can click here to visit our favorite magazine Chase Sapphire and apply for the card.
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