Best credit cards Intro Bonus no annual fee -
Updated: August 4, 2016
If you are in the market for a new credit card, or even if you are "just watch," it is quite likely that you want a card with the best precision data as you can get and no annual fee. The icing on the cake would be a hot screaming introduction of bonus that puts a little extra money in your pocket. Fortunately, credit card issuers offer fantastic bonuses to attract potential board members for their cards. Now it's time to get your hands on these awards, which are valued at less than $ 300. The best part is that many of these cards are available to you if you have "good" credit rather than excellent credit these types of bonuses usually require. Good credit is generally considered a credit score above 660, making these damn accessible to a large number of people cards. We looked very far to find the best intro bonus cards with no annual fee, crunching the numbers and read the fine print. Our results are below. (If you do not mind paying an annual fee, see our blog on the best overall introduction of bonus that overcome $ 600 in value.)
Cash Back Bonus
Chase Freedom
Chase Freedom starts with bang, offering a generous $ 150 bonus after spending $ 500 within the first 3 months. In addition, you get a $ 25 bonus after making a purchase and adding an authorized user in the first 3 months. Put these two together and you get bonus a total of $ 175 cash back , 35% cash back on your first $ 500 spent! The card is available for those who have a good (rather than excellent) credit, so those with credit less perfect a shot to be accepted. In addition to these bonuses, you earn 5% cash back in categories that rotate every quarter and 1% back on everything else. You must register each quarter to receive 5% back, but Chase Freedom provides text and email reminders to remind you. All this and no annual fee to worry about getting Chase Freedom a solid choice.
BankAmericard Cash Rewards Credit Card
BankAmericard Cash Rewards credit card is true to its name, which leads with a sweet bonus $ 100 after you spend $ 500 in the first 90 days. You also earn 2% cash back at grocery stores and wholesale clubs (like Costco and Sam's Club), and 3% back on gas for the first installment of $ 2,500 combined purchases each quarter. All other purchases earn a mere 1% cash. The great thing about this setup is that you do not have to worry about the rotation of classes or to sign to get your rewards - they are automatically accumulated. A nice touch is that the card has been developed for those who have a good (not just excellent) credit, so you do not need a perfect credit to be accepted. In addition, Bank of America control and savings customers will earn a 10% bonus when they redeem their rewards directly into their account. So if you redeem $ 1000, you get an extra $ 100 for a total of $ 1,100. The card also features a 12-billing-cycle 0% Intro APR on purchases and balance transfers and no annual fee.
Capital One Quicksilver Cash Rewards Credit Card
Rewards Capital One Quicksilver credit card cash offers no annual fee and a bonus $ 100 heavy after spending $ 500 in the first three months of ownership of the card. In addition to this, you will have-the-board through 1.5% cash back on all your purchases , not just purchases in certain categories or to specific times of the year. The necessary credit for this card is "good / excellent", which is great news for those with less-than-perfect credit because you qualify. In addition there are no foreign transaction fees, so that when you are traveling outside the US, you need not worry about extra charges on your bill showing.
Everyday Blue Cash Card from American Express
with Everyday Card from American Express Blue Cash (a NextAdvisor seller) you will get a bonus $ 100 after spending $ 1,000 within the first 3 months. you will also earn 5% cash back on eligible travel purchases made during the first 6 months of ownership of the card (to a maximum of $ 200 in back), 3% back in supermarkets (to a maximum of $ 6K shopping by year), 2% return to service stations and select department stores like Sears, JCP, Kohl's and Macy's and 1% back on everything else. In addition, you can enjoy 12 months 0% Intro APR on purchases and balance transfers (note: there is a 3% balance transfer fee). Although the $ 100 bonus requires a purchase amount slightly higher than the above mentioned cards, it is still a great cash back card that came in third place in our Cash Back Credit Card Analysis. Indeed, your long term cash back may earn more, depending how much you spend on groceries and gas. If you tend to spend more in these categories, this could be the best cash back card for your situation.
Bonus Travel
Capital One VentureOne Rewards Credit Card
Capital One Entrepreneur awards gives you a ton of value for your money with a bonus of intro 20,000 miles - equal to $ 200 travel - after spending $ 1,000 within the first 3 months. In addition, you will have unlimited number 1.25 miles for each $ 1 you spend on the card. The card is available for those with good, rather than just excellent credit, so if you have a ding or two on your credit score, this is a great option. Redeem your miles is easy too - just use your miles earned as a statement credit against the cost of travel on your map. This redemption flexibility means you can book your travel, however and wherever you want, and are not limited to a certain airline or hotel. To top it all, there is no annual fee, no foreign transaction fee (usually about 3% of each purchase), and the card offers a long 0% Intro APR on purchases.
Rewards BankAmericard Travel Credit Card
BankAmericard Travel Rewards Credit Card offers an online bonus point 20,000 exclusive after $ 1,000 in the first 90 days. This is a great bonus equal to $ 200 travel , which requires a very small amount of purchases to get it. Also, you only need good credit to get the card, instead of the many other excellent credit cards require. You will also receive an unlimited number 1.5 points per $ 1 spent on all purchases you can trade against credit account to pay for hotels, flights, car rentals, vacation packages and even baggage fees. It is a very versatile card that allows you to make your travel arrangements as you like, and with a company that you would like without dates or blackout restrictions. In addition, you can enjoy the 12-cycle billing 0% APR introductory bonus on purchases. The card has no annual fee and no charge foreign transaction fees (which will save about 3% on every international purchase).
Citi Hilton HHonors Visa Signature Card
With this card you will get a 40,000 heavy bonus miles - equal to $ 175 in travel - after making only $ 1,000 of purchases in the first 4 months. In addition, Citi Hilton HHonors Visa Signature Card (a NextAdvisor seller) cardholders earn 6 points for every $ 1 spent on hotel stays in the Hilton portfolio. Hotels in the portfolio include Hilton, Embassy Suites, Hilton Garden Inn, Double Tree, Waldorf Astoria and others. You will also have 3 points per $ 1 spent at supermarkets, gas stations and drugstores and 2 points per $ 1 on all other purchases. In addition, you will enjoy HHonors Silver status as long as you are a cardholder. And of course, there is no annual fee.
Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author's alone, not those of the credit card issuer, and has not been reviewed, approved or otherwise endorsed by the credit card issuer. This content was accurate at the time of this post, but the terms and conditions of card can change at any time. This site may be compensated by the sending credit card affiliate program.