Which credit cards can I use with Apple Pay

Which credit cards can I use with Apple Pay -

Updated: September 20 April 2016

nothing If you have heard about the iPhone 6 or Apple Watch during the last week, then you have probably also heard of new mobile payment option of the company called Apple paid.

How Apple makes work pay?

Apple Pay, which will be available in October, aims to person and online payments easier and safer by eliminating the use of cards in your wallet and replacing them with your phone or watch. Through the use of smart technology and TouchID, the function that Apple allows you to use your fingerprint as a password, you are able to pay for products or services without having to open your wallet or unlock your device. When you are willing to pay at a participating retailer, you simply hold your device to the contactless reader and the chip in your device will transmit a unique account number device which will provide single payment information to the dealer, allowing you to complete the transaction quickly and safely.

Which cards are compatible with Apple Pay?

Currently, Apple Pay supports Visa, MasterCard and American Express cards issued by American Express, Bank of America, Capital One, Chase, Citi and Wells Fargo. According to Apple, Barclaycard, US Bank, PNC, Navy Federal Credit Union and USAA will soon be added to the list of supported banks with Apple Pay.

What cards should be your default on Apple Pay?

Since Apple Pay will be accepted at over 220,000 stores across the country, now is the best time to decide which cards you want to set as the default payment option. Although any debit or credit card with the above listed banks will work with Apple Pay, you might as well set your default card for those earning rewards you while you shop. All detailed maps below are not only compatible with Apple Pay, but also offer some of the best credit card rewards.

The best card to use with Apple Pay: Blue Cash Card from American Express preferred

The card Preferred Blue Cash from American Express (NextAdvisor a seller) is the best choice for your default payment option because it will save you the most money on purchases every day. With this card, you will earn a generous 6% in supermarkets (up to $ 6,000 per year), 3% in the stations and select department stores and 1% on other purchases. In addition, you will receive one year of Amazon Prime and a return instruction in credit $ 100 after you spend $ 1,000 on purchases in the first three months of membership card. The only drawback of the card Blue Cash Preferred is the annual membership fee of $ 75, but the amount of money that you will earn a reward when you use it with Apple Pay may outweigh the reasonable annual fee. If the annual fee is a deal breaker, daily Blue Cash Card from American Express may be a better option for you because it offers similar rewards with no annual fee.

Runner-up: Citi Card Double Cash

Another great option to set your default map on Apple Pay is the Cash Card Double Citi ( NextAdvisor a seller). This card will earn an effective cash 2% on all purchases - 1% when you make the purchase and an additional 1% when you pay for the purchase. It's that simple. To top it all, you will also have an 18-month 0% Intro APR on balance transfers, pay no annual fee and the card requires a minimum credit rating of "good" for approval.

Top Bank of America card: BankAmericard Cash Rewards Credit Card

If you prefer to use a Bank of America card with Apple Pay and rewards BankAmericard credit card cash is the first option for you. With this card, you earn 3% on gas and 2% on food products (up to $ 1,500 in combined gas and groceries each quarter) and 1% on all other purchases. Besides not have an annual fee, the BankAmericard Cash Rewards credit card also offers a cash bonus awards of $ 100 after spending at least $ 500 on purchases within the first 90 days of opening the account. And you will receive a 10% customer bonus every time you redeem cash back in a Bank of America checking or savings account.

Top Capital One card: Capital One Venture Rewards Credit Card

If Capital One is your favorite issuer, Capital One Venture Rewards credit card may be the best option for you . Unlike the above detailed maps, this map will earn travel rewards, particularly unlimited 2 miles per dollar spent on all purchases. With the Capital One Venture Rewards Credit Card you will be able to redeem your rewards for any company or hotel at any time, because there are no blackout dates. To sweeten the deal, you will also receive a unique bonus of 40,000 miles when you spend $ 3,000 in the first 3 months of membership card - which is equal to $ 400 in travel. You must also pay no annual fee for the first year with annual fees introductory $ 0.

map Top Chase: Chase Freedom

For those who are looking for a Chase card for use with Apple Pay, Chase Freedom is the first option for you. This card will give you 5% cash back on purchases in categories that rotate quarterly and unlimited 1% on all other purchases. Some additional benefits that Chase Freedom offers include a $ 150 bonus after you spend $ 500 within the first 3 months after the opening of the card and a 0% Intro APR for 15 months. To top it all, the Chase Freedom also has no annual fee and rewards never expire.

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author's alone, not those of the credit card issuer, and has not been reviewed, approved or otherwise endorsed by the credit card issuer. This content was accurate at the time of this post, but the terms and conditions of card can change at any time. This site may be compensated by the sending credit card affiliate program.