4 Best Cash Back Credit Cards -
Updated: August 4, 2016
Looking for a credit card that you allows to earn money for every purchase you make? If so, you're in luck. We researched the best cash back credit cards and found the first four that earns you the most for your money on all your regular purchases at grocery stores, gas stations, department stores and other where you use your card. Some of these cards can even earn as much as 6% on approved purchases. See credit card cash back will be best suited to your spending habits.
Best Overall: Blue Cash Card from American Express preferred
If you want a card that earns you the most cash back rewards card Preferred Blue Cash from American Express (NextAdvisor a seller) is the perfect option for you. This card earns a generous 6% return in US supermarkets (up to $ 6,000 in purchases / year), unlimited 3% return in US gas stations and select department stores, as well as unlimited 1 % cash back on all other purchases. American Express is also running a special offer that earns you 5% cash back on up to $ 4,000 in eligible travel purchases made during the first 6 months of membership card - that is up to $ 200 cash back! In addition to these generous rewards, Blue Preferred Cash Card also offers 0% APR on purchases and balance transfers for 12 months. Even if the card has an annual fee of $ 95, American Express will give you a $ 150 cash back bonus (as educational credit) when you spend $ 1,000 on purchases within the first three months of the accession of map. If you are looking for a similar card that offers cash slightly lower back (unless it offers the same 5% special offers on travel purchases), but no annual fee, you should check daily cash blue card from American Express.
Runner-up: Citi Double Cash Card
The Cash Card Double Citi (NextAdvisor a seller) is a great option for someone looking to gain an effective cash 2 % return regardless of the purchase type. With this card, you will earn 1% when you make a purchase, then a 1% surcharge you pay for purchases - it's that simple. While this card does not offer an introductory bonus as some other card cash back, it does give you a 0% Intro APR on balance transfers for a generous 18 months and also has no annual fee.
Popular for gas rewards: BankAmericard Cash Rewards Credit Card
For those who plan to spend more money at gas stations, the BankAmericard cash Rewards credit card may be the best cash back credit card for you. Although it offers rewards similar gas as Preferred Cash Card Blue, with BankAmericard Cash Rewards there is no annual fee. This cash card will earn you 3% back on gas and 2% in grocery stores and wholesale clubs for the first $ 2,500 / lounge / club purchases of large combined gas each quarter. You will also gain unlimited 1% cash back on all other purchases. To top it off, you'll get an exclusive online bonus $ 100 cash back when you spend at least $ 500 on purchases with the card in the first 90 days of account opening and a premium customer continues 10% each time your cash back to buy a bank of America ® checking or savings account. As if that were not enough, the BankAmericard also has a 0% Intro APR on purchases for 12 billing cycles on purchases and for all balance transfers made within the first 60 days (with a transfer fee of remaining 3%).
Best less-than-perfect credit: Chase Freedom
If you have less-than-perfect credit, but still want a card that has a generous introductory bonus and you win great rewards, Chase freedom is the card for you. In fact, you only need a minimum credit rating of "good" (generally considered a credit score above 660) to be approved, unlike other cards that list. With Chase Freedom you will recover in the categories that rotate on a quarterly basis (on up to $ 1,500 of combined purchases each quarter) and an unlimited 1% cash back on all other purchases 5% in cash. In addition, you will earn a $ 150 bonus after you spend $ 500 on purchases within the first 3 months of account opening. Chase Freedom also gives you 15 months 0% Intro APR on purchases and balance transfers (TAC standard is applicable). Add in the annual fee of $ 0, and you have a cash back upscale credit card.
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