How do I know this is not a scam?
Provide free identity protection against theft certainly helps to restore customer confidence in the reliability of a company. It is also the right thing to do given how many customers may face serious harm because of a mistake they do not. That said, you might be concerned that protection against identity theft is a scam that will further jeopardize your personal and financial information. Rest assured that these services have been around for a while and to protect you against damage and help restore your good name if the damage has already been done. However, some of the services that retailers have chosen to offer does not stack up against the leaders of the pack. It is important to know if taking this free service is better than paying a small amount each month for superior protection.
Will AllClear ID protect me?
Home Depot offers all customers who shopped at its US stores between April and September 2014 a year of AllClear ID protection service against the PRO identity theft. This service normally costs $ 14.95 / month, but qualifying customers will receive free Home Depot until September 8, 2015. Plan AllClear ID PRO offers members a network of protection against identity theft and restore functionality including:
- detection of fraud: This involves monitoring information reported by non-credit office sources, such as retailers and government agencies, for detect compromised social security numbers and credit card, PIN and account information connection.
- fraud alerts: AllClear ID will call you if your information is at risk, using a secure voice key to ensure that you receive a legitimate call. After hearing the alarm, you can press a code to be connected immediately to an operator during one of these calls.
- credit monitoring Triple-office: After enabling this feature, AllClear ID monitor your credit activity to all three credit bureaus. If suspicious activity is detected, it will alert you immediately.
- $ 1 million identity theft insurance :. Coverage includes the restoration of identity, legal defense costs and lost wages
- restoration ID: If your identity is stolen, AllClear ID help contact creditors and law enforcement to help get your good name restored. It is good to have because it eliminates the pressure of your shoulders and ensures you will not have to do all the work.
Can I get better protection?
Although AllClear ID does offer protection against the decent identity theft, it lacks some key features that are important to potential victims of identity theft. monitoring the black market is vital for those who have had their credit card information exposed in a security breach. As we have seen, thieves who steal this information usually sell on black market websites. Because of this, you want a protection service against identity theft that will monitor the black market websites, chat rooms and over, and alert you if your information should appear everywhere. Access to your c REDIT reports and scores is also good to have, so you can see what happens for yourself. AllClear ID monitors your credit activity, but does not provide you regular reports or scores.
If you are looking for the most comprehensive identity theft protection, you should look into Identity Guard. Not only does it provide daily credit monitoring 3-desk with scores and public folders quarterly report, but it also monitors the Internet black market to ensure that your information is not sold or traded. This is in addition to a plethora of other features that can help ensure your identity is secure - and restore if something were to happen. Better yet, Identity Guard offers a free 30-day trial so you can try the service and compare it to AllClear ID before making a decision.
Learn more about Identity Guard and other services, such as reading our reviews of protection against identity theft.